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16. If you want it done right, you have to do it yourself.

Get the right advice, outsource, delegate, automate and take advantage of what’s available. Being a one-person show will get you burned out and limit your potential. Let go of your ego and the need to micro-manage. Instead, magnify your efforts. It may cost a little up-front time and money, but the dividends down the road will be enormous.

17. Be stingy.

Wealthy people contribute more to their friendships. As a result, those around them give back in kind. When you give to others, you get back in return, if you spend time with the right people.

18. Be at the right time at the right place.

Your leg work is what makes it possible for you to be at the right time and place. More right times and places will find you once you put in the effort.

19. Never make a mistake.

Failure is necessary. It teaches you what works and what doesn’t.

20. Say yes all the time.

Successful people say no most of the time. If you can’t muster the courage to say no, think about this.

An associate asks you for a favor. You want to be nice, so you don’t say no. That favor then grows beyond what you thought it would initially entail, but now you’re committed. People spend substantial resources on your promise. You can’t back out. Weeks after planning, your daughter’s school schedules a performance for the exact same time, her first ever performance.

Your heart jumps. Your pulse races. Sweat dampens your skin. You look into your six-year old’s eyes. She sees your reaction. Her eyes well up. She sees it coming.

You tell her you can’t go. She asks you, “Why daddy?” What do you say? Do you admit you lacked the courage to tell someone who wasn’t that important in your life no to something you didn’t want to do in the first place? Was it worth it at the end?

Apply that same concept to business. How many opportunities must you turn down because of saying yes to something less important? Saying yes means saying no to everything else you could have said yes to in the future. Make your yes’s count by giving them only to things of great value.

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