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5. You remain optimistic in the face of adversity.

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There are plenty of millionaires who have lived the “from rags to riches” narrative, including author J.K. Rowling. She was a single mother on state benefits and attributes her achievements to her ability to focus all her attention on the things that mattered to her the most. Rich people believe: “I create my life.” Poor people believe: “Life happens to me.”

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